Manage the THR wisely – Hey Aladdiners! Eid is coming soon, but have you received your Holiday Allowance (THR)? If you’ve already got it, don’t run too fast, good! Because THR can be used for various purposes before, during, and after Eid. Already have a plan for the Eid holiday but are afraid that the budget is not enough? Here, Mister, tell me 5 ways to manage THR so you can still have a safe and comfortable vacation.
Use separate THR and FEE
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Usually the THR comes down before the pay day, so you can use the THR money for your needs before and during Eid, as well as planning a post-Eid holiday. So, unless it’s payday, you can use it as a monthly expense or supplement. If you are smart about it, you can have more budget, you know!
Prepare an emergency fund
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Emergency funds are important for an urgent need. So don’t forget to deposit THR into your emergency fund, OK? Because you definitely don’t want to run out or run out when you need it. Especially if it’s happening during the holidays, well, don’t let that happen!
Read too: 7 Tips for a safe and comfortable Mudik
Don’t waste too much when shopping
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After receiving THR’s money, are we itching to go to the market right? So it is better to control those desires because you are afraid that your system will soon go out. Because apart from the holidays, of course you will also have a lot on Eid. Therefore, you need to make a list of priority needs so that the financial expenses are clearer.
Zakat and charity
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THR preceding Eid should not be used only for fun. As Muslims, they must also put aside money for zakat or charity. You can pay zakat fitrah in the form of cash, rice or basic food of 2.5 kg or 3.5 liters per person.
Read too: Wise Fasting Blandus also on the way
to save
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Save the filthy lucre! Have you ever heard of the 50-30-20 rule? According to financial experts, this system divides 50% to basic requirements, 30% to scarcity, and 20% to savings. Wow, if you can fix it by applying this method, of course you can saving real estate!
Read too: Eid is coming soon here are 4 things I want from home
Source: Elaboarated and Quoted From Many Source